Links for Consumers.

Bankruptcy Information

http://www.uscourts.gov/FederalCourts/Bankruptcy/BankruptcyBasics.aspx
The United States Courts website, providing basic information about bankruptcy law.

http://www.justice.gov/ust/eo/bapcpa/ccde/
The U.S. Department of Justice site with links to approved agencies providing pre-bankruptcy counseling and debtor education courses.

Help for Homeowners

http://keepyourhomecalifornia.org/
Keep Your Home California is a federally funded program to help California homeowners struggling to pay their mortgages.

http://www.makinghomeaffordable.gov/Pages/default.aspx
The Making Home Affordable Program (MHA)® is part of the Obama Administration’s plan to reduce foreclosures and stabilize the housing market. The MHA website provides information about government programs to help you with mortgage modifications, interest rate reductions, refinancing, deferred payment or transitioning out of your home while avoiding foreclosure.

Student Loan Information

http://studentaid.ed.gov/repay-loans/forgiveness-cancellation
The Department of Education’s page about student loan debt forgiveness, cancellation and discharge.

Identity Theft – Federal Trade Commission Resources

http://www.consumer.ftc.gov/features/feature-0014-identity-theft

Identity Theft Victim Complaint and Affidavit: http://www.consumer.ftc.gov/articles/pdf-0094-identity-theft-affidavit.pdf

More Helpful Sites for Consumers

http://www.usa.gov/topics/consumer.shtml
The federal government’s consumer law page: provides information about the regulation of mortgages, auto loans, credit cards, student loans, housing discrimination, and other subjects.

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
The Federal Trade Commission (FTC) – Frequently asked questions about debt collection.

http://www.dca.ca.gov/consumer/index.shtml
California Department of Consumer Affairs

http://www.consumeradvocates.org/ National Association of Consumer Advocates

http://www.nclc.org/ National Consumer Law Center