Seven Steps Towards Resolving Identity Theft

Posted on July 8, 2013 · Posted in Consumer Credit Reports, Credit Card Debt, Fraud and Identity Theft

Most people who are sued in debt collection cases acknowledge that they had an account and owed money to a creditor, and stopped paying on the debt.  Lawsuits may be.. read more

Bankruptcy for a Married Person: Should You File as an Individual, or as a Couple?

Posted on June 24, 2013 · Posted in Bankruptcy

A common question from a married person is: can I file a bankruptcy case alone, or do I need to file with my spouse? A married person may file a.. read more

Vacating a Default Judgment based on Mistake or Excusable Neglect

Posted on October 14, 2012 · Posted in Debt Collection Defense

Debt buyers file massive numbers of complaints in California courts and in other state courts throughout the country. A large percentage of them result in a default judgment against a.. read more

Options for Underwater Homes

Posted on August 9, 2012 · Posted in Mortgages

Homeowners throughout the U.S. are facing the aftermath of the housing bubble: the ownership of homes that are worth less than the amount owed on mortgages. (This is known as.. read more

Your Debt vs. Your Retirement

Posted on July 31, 2012 · Posted in Retirement

In traditional societies, younger generations take care of elderly family members. In affluent modern societies, people at all income levels are expected to have sources of retirement income to allow them to.. read more