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Options for Underwater Homes

Homeowners throughout the U.S. are facing the aftermath of the housing bubble: the ownership of homes that are worth less than the amount owed on mortgages. (This is known as negative equity.) Earlier this year, Zillow published a report indicating…

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Your Debt vs. Your Retirement

In traditional societies, younger generations take care of elderly family members. In affluent modern societies, people at all income levels are expected to have sources of retirement income to allow them to retire and live independently. Here in the United States, we…

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